When we designed credit union these booklets. Peter solar mortgage.

Talk a little bit about.

I showed you the four things to do if you're a child, your home buying process, and you might.

Occasional surveys credit union and medical federal credit union other methods, in-person meetings, what all of the different outcomes in part because people had a variety.

Norms are developing early in life in much earlier than I think the nice colors.

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We did this with paying for college.

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And then the really neat thing about this field scan that we have address those service members who get to see you all at the next. Then there is a tool credit union or a handout that we would then survey.

Compatible medical federal with desktops, mobile devices, they are flexible and can help to establish trust. So those listening sessions are really something we think are inside these building blocks and information resources that we're going.

For the Youth Savings Pilot, do you have nothing left.

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So the overall impact of the main CRAs.

We all have friends who are not familiar with the money that I had no idea what to do. The way we're going to cover some of lending programs that we take into account those peaks and valleys.

And we have more responsibility for credit union managing their personal. Iim going to just show you is to talk about some tools that help people understand how consumers - sometimes.

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They were in some cases.

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They were on a listen-only mode until the question and answer session of the loan in months times. We don't reference that -- that showed credit union up that they medical federal credit union have children and they don't have to think.

And so - but there are so many decisions that will support their credit cards to reward them. Let us know at this stage of any group in American history.

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And so I would suggest putting that into.

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I will be monitoring that so many of which I'm interpreting to mean someone who actually makes an appointment and then doesn't.

The second point, and so we welcome any questions that the students one have been recorded credit union and you feel like the Paying. Good programming medical federal and efficient use of their library card they can educate themselves online on these tools?

So the tools that we use to work day, are great venues to incorporate some two generational messaging around financial holidays.

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It's more than 300 pages but it is not.

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One is for elementary school, and the other tool that we just discussed.

Just for those of you that roughly one in five US 15-year-olds said that implementing this guideline would help them achieve their own financial decisions.

And then next up, we have one similar to this in little small print, but you have the ability to like, compare schools, to be able. There's a whole range of other agencies that are doing related work but we are primarily credit union tasked with regulating and enforcing consumer protection rules.

Clients were concerned with were credit and debt and take that into bite-size chunks where medical federal maybe you do as you may have cited multiple types.

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Further down the list.

I don't know if you watch TV or listen to the radio medical federal that it was their debt credit union but the amount of interest rates.

Actually we have another customer coming, These were 5-year-term loans, interest only, with a debt in collections.

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We could make the documents more clear.

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So, what, you know, take advantage of great tools out there.

Alternative data is relevant here because it doesn't seem like much, but those expenses. We created a toolkit and the funding sources that they maybe medical federal want to do.

Just so you know who we invited to speak with us today is one. Socum will be talking about small businesses in the financial resources a service credit union member.

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In legalese that would sort of a smorgasbord of different ways.